FAQ

21. Are costs of repatriation of the insured body to their home countries after suffering a traffic accident that resulted in his/her death covered?

The cooperative health insurance policy does not exclude cases of death or injury resulting from vehicle accidents.Read More

22. What is the extent of coverage by the cooperative health insurance policy for injuries resulting from vehicle accidents?

Medication expenses for these cases are covered by the health insurance policy, and the health insurance company shall be entitledRead More

23. Is the employer entitled to determine a certain age to cover the insurance benefit for the benefit of pregnancy and delivery?

It is not entitled to do so since the cooperative health insurance law, its executive regulations, and the unified policy Read More

24. Can the employer demand excluding pregnancy and delivery from the cooperative health insurance policy for the insured's inability to conceive?

The insurance company shall not be entitled to exclude pregnancy and delivery from the health insurance policyRead More

25. Can a married employee enjoy the benefit of coverage for pregnancy and delivery without adding her husband to the same policy?

A married employee is entitled to benefit from coverage for pregnancy and delivery without having to includeRead More

26. Is the employer obliged to provide insurance for the husbands and children of Saudi females working for him?

If the female employee is married, health insurance covers her husband if he works for a government sector that is excluded from a mandatory healthRead More

27. Is it possible to delete the Saudi employees and their families from the insurance policy after resignation and without any further justification from the client except for an official letter explaining resignation, and the original insurance card?

As long as the Saudi employee's working relationship does not exist anymore, the health insurance contract linked to the employment contract expires.Read More

28. Is it possible to delete the Saudi employees and their families in the event they have not shown up at work for too long?

As long as the employee is not dismissed officially, his/her health insurance shall remain valid.Read More

29. Is there a fine incurred by the employer in case of failure to have insurance for all employees and their family members covered by the cooperative health insurance law?

The employer is required to pay all payable premiums in addition to a fine on behalf of every individual, with the possibility of Read More

30. What are the limits of coverage by the insurance companies?

The insurance company shall be obliged to cover up to S.R. (500 thousand). Read More

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